Lake Area Bank Payday Loans Review - Saint Paul, Minnesota

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4.4 20 reviews

Organization owner?

1400 Hwy 96 E, White Bear Lake, MN 55110, USA

+1 (651) 653-9619

www.lakeareabank.com

Thursday

8AM–5:30PM

Friday

8AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

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Above-defined info offers the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Saint Paul, Virginia

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Saint Paul, Virginia is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Lake Area Bank help take out a payday loan in Saint Paul, Virginia?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with personal data. It will take several minutes to process the application. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Saint Paul, Virginia. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan: