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What people think about Affinity Plus Federal Credit Union?
Super friendly staff and amazing customer service
Aletha Durgan MD
The new location is great, and the rates are unbeatable.
Betsy Waters V
Waited over hour in drive through.
Doyle Koepp
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Below you can review general information about payday loans and their common characteristics.
Payday Loans in Saint Paul, Virginia
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Saint Paul, Virginia. Loans from payday lenders can get you funds same day. Your APR will depend on several things.
36%
$2,500
4 months
24 months
Advantages of Affinity Plus Federal Credit Union that offers payday loans in Saint Paul, Virginia
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit score. You will need a stable income to be eligible for a bad credit payday loan.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.
Other Payday Lenders in Saint Paul, Minnesota
Financial Security Bank
1011 Atlantic Ave, Kerkhoven, MN 56252, USA
+1 (320) 264-2161
www.financialsecuritybank.com
Security State Bank of Aitkin
402 Minnesota Ave N, Aitkin, MN 56431, USA
+1 (218) 927-3765
www.ssbmn.com
First National Bank of Waseca
101 N State St, Waseca, MN 56093, USA
+1 (507) 835-2740
www.fnbwaseca.com
Sheila Allen - Ameriprise Financial Services, LLC
12725 43rd St NE Ste 103, St Michael, MN 55376, USA
+1 (763) 497-5578
www.ameripriseadvisors.com
Edward Jones - Financial Advisor: Wyman Fischer
73 Downtown Plaza, Fairmont, MN 56031, USA
+1 (507) 238-4896
www.edwardjones.com
NorthRidge Community Credit Union - Hoyt Lakes
283 Kennedy Memorial Dr, Hoyt Lakes, MN 55750, USA
+1 (877) 672-2848
nrccu.org
