Affinity Plus Federal Credit Union Payday Loans Review - Saint Paul, Minnesota

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3.8 29 reviews

Organization owner?

1642 Diffley Rd, Eagan, MN 55122, USA

+1 (800) 322-7228

Wednesday

Closed

Thursday

10AM–4PM

Friday

Closed

Saturday

Closed

Sunday

Closed

Monday

Closed

Tuesday

10AM–4PM

Testimonials

What people think about Affinity Plus Federal Credit Union?

Below you get acquainted with some of the testimonials of our customers.

Note

Important

The previous three items charactirize a precise lending service. But below you can find common data about payday loans.

Payday Loans in Saint Paul, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is hassle-free and fast to get approved for payday loans in Saint Paul, Virginia. The interest rate will be set individually for each consumer and will depend on the personal details the consumer provided.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Saint Paul, Virginia

24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval rates. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

Let's see