ATM Affinity Plus Federal Credit Union Payday Loans Review - Saint Paul, Minnesota

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3 3 reviews

Organization owner?

540 Cedar St, St Paul, MN 55101, USA

+1 (800) 322-7228

www.affinityplus.org

Wednesday

7:30AM–4:30PM

Thursday

7:30AM–4:30PM

Friday

7:30AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday

7:30AM–4:30PM

Tuesday

7:30AM–4:30PM

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Above-shown info offers the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Saint Paul, Virginia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Saint Paul, Virginia is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will ATM Affinity Plus Federal Credit Union help take out a loan in Saint Paul, Virginia?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Saint Paul, Virginia. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance: