Stearns Bank N.A. - St. Cloud Payday Loans Review - Saint Cloud, Minnesota

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3.1 19 reviews

4191 2nd St S, St Cloud, MN 56301, USA
+1 (320) 253-6607
www.stearnsbank.com
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM

Domain Info

Created Date

2005-06-19

Mailing Address

4191 2ND ST S

SAINT CLOUD

MN

56301-3761

United States

Company Name

Stearns Bank National Association

Stearns Bank National Association

Contact Data

domains@stearnsbank.com

+1.3202536607

+1.3202533051

Testimonials

Feedback about Stearns Bank N.A. - St. Cloud?

Here you see the reviews of our clients.
Note

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Saint Cloud, Florida

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Saint Cloud, fl. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Stearns Bank N.A. - St. Cloud help take out a payday loan in Saint Cloud, Florida?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Saint Cloud, Florida. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

Let's see

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