Pawn America Payday Loans Review - Saint Cloud, Minnesota

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4.7 711 reviews

Organization owner?

2550 W Division St, St Cloud, MN 56301, USA

+1 (320) 202-1399

www.pawnamerica.com

Friday

10AM–7PM

Saturday

10AM–7PM

Sunday

12–5PM

Monday

10AM–7PM

Tuesday

10AM–7PM

Wednesday

10AM–7PM

Thursday

10AM–7PM

Domain Info

Mailing Address

181 S RIVER RIDGE CIR

BURNSVILLE

55337-1627

United States

Contact Data

dave.willmott@pawnamerica.com

+1.9523587081

+1.9526462760

Testimonials

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Note

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Saint Cloud, Florida

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Saint Cloud, Florida is taken out easily and quickly. The interest percentage is specified respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Pawn America help take out a loan in Saint Cloud, Florida?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial abilities to approve the form. Cash advance in Saint Cloud, Florida may help improve your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.

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