MidCountry Bank (Lobby & Drive-Thru Open) Payday Loans Review - Saint Cloud, Minnesota

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4.1 9 reviews

1113 W St Germain St, St Cloud, MN 56301, USA
+1 (320) 529-8878
www.midcountry.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about MidCountry Bank (Lobby & Drive-Thru Open)?

Here you read the reviews of our customers.
Note

Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Saint Cloud, Florida

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Saint Cloud, Florida are issued hassle-free. The interest rate is dependent on the customer's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will MidCountry Bank (Lobby & Drive-Thru Open) help issue a loan in Saint Cloud, Florida?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the application. Payday loans in Saint Cloud, Florida may help improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

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