U.S. Bank Branch Payday Loans Review - Saint Cloud, Minnesota

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3.4 19 reviews

1015 W St Germain St, St Cloud, MN 56301, USA
+1 (320) 251-7110
locations.usbank.com
Thursday
12:30–3:30PM
Friday
12:30–3:30PM
Saturday
Closed
Sunday
Closed
Monday
12:30–3:30PM
Tuesday
12:30–3:30PM
Wednesday
12:30–3:30PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you see the feedback of our clients.
Note

Pay Attention

Lending companies are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Saint Cloud, Florida

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Saint Cloud, Florida is issued easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will U.S. Bank Branch help issue a payday loan in Saint Cloud, Florida?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Saint Cloud, fl consider this circumstance not a hindrence to issue a loan. The client of a cash advance should be prepared to objectively assess financial abilities, issue a loan, pay back the debt on a due date and not only handle current issues, but improve the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

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Other Payday Lenders in Saint Cloud, Minnesota

Edward Jones - Financial Advisor: Woody Balut

2305 Commerce Blvd, Mound, MN 55364, USA

+1 (952) 472-0400

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Deerwood Bank

2351 Connecticut Ave S, Sartell, MN 56377, USA

+1 (320) 252-4200

www.deerwoodbank.com

Premier Banks Andover

1777 Bunker Lake Blvd NW, Andover, MN 55304, USA

+1 (763) 235-9292

www.premierbanks.com

Walmart Money Center

5815 Norell Ave N, Oak Park Heights, MN 55082, USA

www.walmart.com

AgCountry Farm Credit Services

1022 Broadway St, Alexandria, MN 56308, USA

+1 (320) 763-3184

www.agcountry.com

MoneyGram

950 11th St SW, Pine City, MN 55063, USA

+1 (320) 629-5845

locations.moneygram.com

Brian Parkinson Mortgage Banker at Alerus

7650 Edinborough Way #645, Edina, MN 55435, USA

+1 (612) 282-5863

www.brianparkinson.com

St. Cloud Financial Credit Union

3030 1st St S, St Cloud, MN 56301, USA

+1 (320) 252-2634

www.stcloudfcu.coop

Payday America

770 1st Ave SE Ste B, Rochester, MN 55904, USA

+1 (507) 281-1900

paydayamerica.com