Affinity Plus Federal Credit Union Payday Loans Review - Saint Cloud, Minnesota

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4.7 30 reviews

2835 W St Germain St #100, St Cloud, MN 56301, USA
+1 (800) 322-7228
www.affinityplus.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Affinity Plus Federal Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Saint Cloud, Florida

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans may seem like an easy and speedy solution to a short-term problem in Saint Cloud, Florida. Loans from payday lenders can get you money quickly. Your APR will depend on several factors.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Saint Cloud, Florida

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can help clients who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a payday loan if you are confident that you can make payments punctually.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Saint Cloud, Minnesota

G Paulson - Prudential Financial

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+1 (651) 464-4216

www.prudential.com

Granite Community Loan Center

155 Lake Ave N, Spicer, MN 56288, USA

+1 (320) 796-2265

www.granitecommunitybank.com

Mortgage One & Finance Corporation

2526 County Rd 88, Minneapolis, MN 55418, USA

+1 (612) 788-2037

Affinity Plus Federal Credit Union

2835 W St Germain St #100, St Cloud, MN 56301, USA

+1 (800) 322-7228

www.affinityplus.org

Heritage Bank NA

202 Cofield St, Raymond, MN 56282, USA

+1 (320) 967-4241

www.heritagebankna.com

Checks R Us

942 Payne Ave, St Paul, MN 55106, USA

+1 (651) 772-3343

www.chex-r-us.com

Edward Jones - Financial Advisor: Don Charlson, AAMS®

4057 28th St NW Suite 400, Rochester, MN 55901, USA

+1 (507) 282-2292

www.edwardjones.com

Walmart Money Center

Fergus Falls, MN 56537, USA

www.walmart.com

Sterling State Bank

10 25th St SE, Rochester, MN 55904, USA

+1 (507) 280-9600

www.sterlingstatebank.com