St Cloud Financial Credit Union Payday Loans Review - Saint Cloud, Minnesota

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5 3 reviews

120 10th Ave N, St Cloud, MN 56303, USA
+1 (320) 252-2634
www.stcloudfcu.coop
Thursday
8AM–9PM
Friday
7:30AM–9PM
Saturday
9AM–4PM
Sunday
1–5PM
Monday
8AM–9PM
Tuesday
8AM–9PM
Wednesday
8AM–9PM
Testimonials

Feedback about St Cloud Financial Credit Union?

Here you grapple with the reviews of our customers.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Saint Cloud, Florida

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Saint Cloud, Florida is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will St Cloud Financial Credit Union help issue a payday loan in Saint Cloud, Florida?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Saint Cloud, fl review this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Saint Cloud, Minnesota

Lake Area Bank

808 W Broadway Ave, Forest Lake, MN 55025, USA

+1 (651) 464-9001

www.lakeareabank.com

Walmart Money Center

12080 Highway 169 W, Hibbing, MN 55746, USA

+1 (218) 262-2351

www.walmart.com

Edward Jones - Financial Advisor

115 Olson Blvd #600, Cokato, MN 55321, USA

+1 (320) 286-2610

www.edwardjones.com

Twm Financial Services

230 1st St S Suite 103, Virginia, MN 55792, USA

+1 (218) 749-1500

www.3twm.com

North American Banking Company

435 Hwy 96 W, Shoreview, MN 55126, USA

+1 (651) 766-4220

www.nabankco.com

Kensington Bank

2800 S 1st St, Willmar, MN 56201, USA

+1 (320) 235-7000

www.kensingtonbanks.com

Associated Bank

1270 Yankee Doodle Rd, Eagan, MN 55121, USA

+1 (651) 306-1601

www.associatedbank.com

Credit Bureau of New Ulm

24 N Front St, New Ulm, MN 56073, USA

+1 (507) 233-7326

Northwoods Bank of Minnesota

112 Bunyan Trails Rd, Nevis, MN 56467, USA

+1 (218) 652-2265

www.northwoodsbank.com