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What people think about First Independent Bank?
This lender is a fraud. I will never use again. $20 goes towards loan and you keep $79 for interest.
Miss Palma Dare DVM
Seems a fraudulent website. They ask for too many personal information. I think it’s risky to distribute such data [online|on the Internet. You’d better find another website.
Dr. Celine Williamson
Wasted too much efforts with this company. They charge sky high rates! Seek elsewhere
Prof. Alberto Zulauf MD
Sky-high APR. Had to pay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very impolite. Not satisfied. Better seek another loan provider.
Kelley Hintz
Said I was accepted for a payday loan. Have been waiting 5 days, still no funds I my account. I conclude it’s fake.
Sheldon Reichert
Important
The previous three items describe a definite company. But below you can read common details about payday loans.
Payday Loans in Ruthton, Minnesota
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Ruthton, Minnesota. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.
200%*
$350
Not Specified
30 days
Advantages of First Independent Bank that offers payday loans in Ruthton, Minnesota
- 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to apply for a bad credit payday loan.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the loan immediately.
Other Payday Lenders in Ruthton, Minnesota
Frandsen Bank & Trust
100 N Minnesota St, New Ulm, MN 56073, USA
+1 (507) 233-4700
www.frandsenbank.com
Affinity Plus Federal Credit Union
2835 W St Germain St #100, St Cloud, MN 56301, USA
+1 (800) 322-7228
www.affinityplus.org
U.S. Bank ATM - Chanhassen - Byerly's
800 W 78th St, Chanhassen, MN 55317, USA
+1 (800) 872-2657
usbank.com
ATM in Heritage Bank Drive Up
110 W South St, Spicer, MN 56288, USA
+1 (800) 344-7048
www.heritagebankna.com
ACE Cash Express
6219 Brooklyn Blvd, Brooklyn Center, MN 55429, USA
+1 (763) 535-6872
www.acecashexpress.com
AgCountry Farm Credit Services
161 Redwood 101, Redwood Falls, MN 56283, USA
+1 (507) 637-8721
www.agcountry.com