Bay Equity Home Loans Payday Loans Review - Rochester, Minnesota

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5 9 reviews

2778 Commerce Dr NW unit c, Rochester, MN 55901, USA
+1 (952) 679-6847
www.bayequityhomeloans.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2007-06-04

Mailing Address

California

United States

Company Name

Bay Equity

Bay Equity

Testimonials

Feedback about Bay Equity Home Loans?

Here you grapple with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Rochester, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Rochester, New York is issued easily and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Bay Equity Home Loans help take out a payday loan in Rochester, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Rochester, New York. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see

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Professional Credit Analysts of MN

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Minnwest Corporation

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Central Minnesota Credit Union

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