Pawn America Payday Loans Review - Rochester, Minnesota

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4.7 530 reviews

770 1st Ave SE, Rochester, MN 55904, USA
+1 (507) 529-1227
www.pawnamerica.com
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
12–5PM
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM

Domain Info

Created Date

1998-05-24

Mailing Address

181 S RIVER RIDGE CIR

BURNSVILLE

MN

55337-1627

United States

Company Name

PAL CARD MN LLC

PAL CARD MN LLC

Contact Data

dave.willmott@pawnamerica.com

+1.9523587081

+1.9526462760

Testimonials

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Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Rochester, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Rochester, New York are issued easily. The interest percentage is conditional on the borrower's person-related data: if you repay more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will Pawn America help issue a payday loan in Rochester, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Rochester, New York. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

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