Home Federal Savings Bank Payday Loans Review - Rochester, Minnesota

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3.8 14 reviews

1016 Civic Center Dr NW, Rochester, MN 55901, USA
+1 (507) 535-1309
www.justcallhome.com
Wednesday
10AM–2PM
Thursday
10AM–2PM
Friday
10AM–2PM
Saturday
Closed
Sunday
Closed
Monday
10AM–2PM
Tuesday
10AM–2PM
Testimonials

What people think about Home Federal Savings Bank?

Below you find some of the opinions of our clients.
Note

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Rochester, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online payday loans can be the right solution to your temporary financial issues in Rochester , New York because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Advantages of Home Federal Savings Bank that offers payday loans in Rochester, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get accepted for such loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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Central Minnesota Credit Union

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Mid Minnesota Federal Credit Union - Brainerd

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