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What people think about First Farmers & Merchants Bank?
Disappointed customer! Was declined for no reason. My credit was fair.
Wilfrid West
Freaking out APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was disappoiting too. The lady in the chat was very rude. Not satisfied. Better consider another website.
Bell O'Keefe
Important
The previous three items charactirize a peculiar lender. But below you can read common details about payday loans.
Payday Loans in Red Wing, Minnesota
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to get in Red Wing, Minnesota. The entire process is fast. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
200%*
$350
Not Specified
30 days
Advantages of First Farmers & Merchants Bank that offers payday loans in Red Wing, Minnesota
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Red Wing, Minnesota
Northpoint Commercial Credit, LLC
6465 Wayzata Blvd #760, St Louis Park, MN 55426, USA
+1 (877) 227-6842
www.northpointcredit.com
TopLine Federal Credit Union
9790 Schreiber Terrace North, Brooklyn Park, MN 55445, USA
+1 (763) 391-9494
www.toplinecu.com
Tschider Financial Planning
1112 US-59, Detroit Lakes, MN 56501, USA
+1 (218) 844-7526
www.tschiderfinancial.com
SouthPoint Financial Credit Union
1800 Commerce Dr a, North Mankato, MN 56003, USA
+1 (877) 794-6712
www.southpointfinancial.com
Old National Bank
14665 Galaxie Ave Ste 100, Apple Valley, MN 55124, USA
+1 (763) 204-7000
www.oldnational.com