Pine Island Bank Payday Loans Review - Pine Island, Minnesota

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5 reviews

128 S Main St, Pine Island, MN 55963, USA
+1 (507) 356-8328
www.pineislandbank.bank
Thursday
8:30AM–6PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Testimonials

Feedback about Pine Island Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Pine Island, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Pine Island, New York is taken out simply and quickly. The interest percentage is defined respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Pine Island Bank help take out a loan in Pine Island, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Pine Island, New York. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

Let's see

Other Payday Lenders in Pine Island, Minnesota

Royal Financial

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MoneyGram

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U.S. Bank-Todd Benson-Mortgage Loan Officer

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Edward Jones - Financial Advisor: Marlin Hofer, AAMS®

3003 43rd St NW Suite 104, Rochester, MN 55901, USA

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SouthPoint Financial Credit Union

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+1 (877) 794-6712

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Principal Financial Group - John Bogard

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+1 (952) 277-4323

Voya Financial Advisors, Inc.

229 S Mill St, Redwood Falls, MN 56283, USA

+1 (507) 637-8589

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City & County Credit Union - Lake Elmo Office

8500 Hudson Blvd N, Lake Elmo, MN 55042, USA

+1 (651) 225-2700

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Premier Bank Farmington

316 Oak St, Farmington, MN 55024, USA

+1 (651) 463-4440

www.premierbanks.com