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What people think about HomeTown Credit Union?
We highly recommend Brenda to anyone looking to make a real estate purchase.
Dr. Wendell Herzog
Prompt and effective communication.
Gerardo Kessler
Important
Now you can review general characteristics of payday loans.
Payday Loans in Owatonna, Minnesota
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans in Owatonna, Minnesota is are simple to get. The interest rate is specific for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
200%*
$350
Not Specified
30 days
Advantages of HomeTown Credit Union that offers payday loans in Owatonna, Minnesota
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help borrowers who have low credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are sure that you can make payments in a timely manner.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the definite cost of the cash advance loan immediately.
Other Payday Lenders in Owatonna, Minnesota
Fulda Area Credit Union
1127 Ryan's Rd, Worthington, MN 56187, USA
+1 (507) 372-5959
www.fuldaareacreditunion.com
Prime Security Bank
1305 Vierling Dr E, Shakopee, MN 55379, USA
+1 (952) 403-6400
www.primesecurity.com
Sunrise Banks
2171 University Ave W #1611, St Paul, MN 55114, USA
+1 (651) 265-5600
www.sunrisebanks.com
