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What people think about Home Federal Savings Bank?
This company is a fraud. I will never use again. $20 goes towards loan and you keep $78 for interest.
Derrick Konopelski
Applied for a cash advance second time. Got refused! No idea WHY! No explanation. Suspicious service.
Fernando Simonis
I took loans from Home Federal Savings Bank 2 times. Previously it was ok. Last time they said I was approved. Said the funds would be in my account within 8 hours. It’s been 2 days – no money. They do not answer emails. Why???
Elmer Haag PhD
Interest too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Chesley Prohaska
Important
Now you can read general aspects of payday loans.
Payday Loans in Owatonna, Minnesota
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is easy and fast to get approved for payday loans in Owatonna, Minnesota. The interest rate will be set specifically for each client and will depend on the personal data the borrower entered.
200%*
$350
Not Specified
30 days
Advantages of Home Federal Savings Bank that offers payday loans in Owatonna, Minnesota
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in good time.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the payday loan immediately.
Other Payday Lenders in Owatonna, Minnesota
First State Bank Southwest
1433 Oxford St, Worthington, MN 56187, USA
+1 (507) 376-9747
www.firststatebanksw.com
Granite Community Loan Center
155 Lake Ave N, Spicer, MN 56288, USA
+1 (320) 796-2265
www.granitecommunitybank.com
Tradition Capital Bank
100 Village Center Dr Ste 101, North Oaks, MN 55127, USA
+1 (651) 233-5961
www.tradition.bank
Central Minnesota Credit Union
80 Jefferson St S, Wadena, MN 56482, USA
+1 (888) 330-8482
www.mycmcu.org