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What people think about HomeTown Bank?
They have the best service and a great and helpful staff!
Daphney Mraz Jr.
The have a super friendly staff and are active around the community.
Dr. Kurtis Johnston
Important
Now you can review general characteristics of payday loans.
Payday Loans in Olivia, North Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans in Olivia, North Carolina is are easy to access. The APR is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
36% APR small loan cap
Advantages of HomeTown Bank that offers payday loans in Olivia, North Carolina
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.
Other Payday Lenders in Olivia, Minnesota
Lakefield Savings Bank
313 Main St, Lakefield, MN 56150, USA
+1 (507) 662-6680
www.worthingtonfederalsavings.com
Edward Jones - Financial Advisor: Greg Pierce, CRPC®
509 Division St S, Northfield, MN 55057, USA
+1 (507) 663-8809
www.edwardjones.com
