Your Exchange Check Cashing Payday Loans Review - Minneapolis, Minnesota

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4.9 328 reviews

Organization owner?

7646 Brooklyn Blvd, Brooklyn Park, MN 55443, USA

+1 (763) 560-6666

www.your-exchange.com

Saturday

9AM–5PM

Sunday

Closed

Monday

8AM–7PM

Tuesday

8AM–7:30PM

Wednesday

8AM–7:30PM

Thursday

8AM–7:30PM

Friday

8AM–7:30PM

Domain Info

Company Name

Private Registration c/o Management Specialties Web Services, LLC

Feedback about Your Exchange Check Cashing?

Here you read the feedback of our clients.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes readers get acquainted common information about payday loans.

Payday Loans in Minneapolis, North Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Minneapolis, North Carolina are taken out problem-free. The interest rate is conditional on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

36% APR small loan cap

How will Your Exchange Check Cashing help take out a loan in Minneapolis, North Carolina?

24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the application. Cash advance in Minneapolis, North Carolina may help improve your credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see