SouthPoint Financial Credit Union Payday Loans Review - Mankato, Minnesota

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3.7 15 reviews

1800 Commerce Dr a, North Mankato, MN 56003, USA
+1 (877) 794-6712
www.southpointfinancial.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2015-09-02

Mailing Address

Minnesota

United States

Company Name

SouthPoint Federal Credit Union

SouthPoint Federal Credit Union

Testimonials

Feedback about SouthPoint Financial Credit Union?

Here you see the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users get acquainted common information about payday loans.

Payday Loans in Mankato, Minnesota

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Mankato, Minnesota is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will SouthPoint Financial Credit Union help take out a loan in Mankato, Minnesota?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Mankato, Minnesota. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the result.

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