Affinity Plus Federal Credit Union Payday Loans Review - Lakeville, Minnesota

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4 27 reviews

17555 Kenwood Trail, Lakeville, MN 55044, USA
+1 (800) 322-7228
www.affinityplus.org
Thursday
Closed
Friday
10AM–4PM
Saturday
Closed
Sunday
Closed
Monday
Closed
Tuesday
Closed
Wednesday
10AM–4PM
Testimonials

What people think about Affinity Plus Federal Credit Union?

Below you find some of the reviews of our clients.
Note

Pay Attention

The previous three items charactirize a specific lender. But below you can find common data about payday loans.

Payday Loans in Lakeville, New York

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Lakeville, New York. The interest rate will be set individually for each applicant and will depend on the personal details the person provided.

APR

25% small loan cap

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Lakeville, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit rating. Payday loan approvals depend very much on specific aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Lakeville, Minnesota

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Edward Jones - Financial Advisor: Pat Chapman, AAMS®

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Great River Federal Credit Union

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Compeer Financial

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BankVista

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Home Federal Savings Bank

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Kensington Bank

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