Home Federal Savings Bank Payday Loans Review - La Crescent, Minnesota

Your personal information is safe with us

4 2 reviews

Organization owner?

208 S Walnut St, La Crescent, MN 55947, USA

+1 (507) 895-9200

www.justcallhome.com

Friday

10AM–2PM

Saturday

Closed

Sunday

Closed

Monday

10AM–2PM

Tuesday

10AM–2PM

Wednesday

10AM–2PM

Thursday

10AM–2PM

Domain Info

What people think about Home Federal Savings Bank?

Below you find some of the testimonials of our clients.

Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in La Crescent, Minnesota

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in La Crescent, Minnesota. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Home Federal Savings Bank that offers payday loans in La Crescent, Minnesota

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

14%

Treatment

10%

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit score. Payday loan approvals depend very much on other circumstances. Payday companies will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.

Let's see