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What people think about Altra Federal Credit Union?
I borrowed $700 for a period of 3 weeks. In the end, I had to pay off twice as much with all the fees charged.
Tina Muller DVM
Disappointed borrower! Was denied for no reason. My credit was good.
Mrs. Frances Brekke
Pay Attention
The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.
Payday Loans in La Crescent, Minnesota
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in La Crescent, Minnesota is are simple to access. The APR is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
200%*
$350
Not Specified
30 days
Advantages of Altra Federal Credit Union that offers payday loans in La Crescent, Minnesota
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.
Other Payday Lenders in La Crescent, Minnesota
Sherburne State Bank
1200 MN-25, Monticello, MN 55362, USA
+1 (763) 271-7177
www.sherburnestatebank.com
TruStone Financial Credit Union
14300 Nicollet Ct Suite 100, Burnsville, MN 55306, USA
+1 (800) 862-1998
trustonefinancial.org
First National Bank Bemidji
607 Washington Ave S, Bemidji, MN 56601, USA
+1 (218) 333-4396
www.fnbbemidji.com
MoneyGram
1532 University Ave W # 100, St Paul, MN 55104, USA
+1 (651) 645-3965
locations.moneygram.com
Farmers & Merchants State Bank
1301 2nd St N, Sauk Rapids, MN 56379, USA
+1 (320) 252-5121
www.fmpierz.com
