Ideal Credit Union Payday Loans Review - Hugo, Minnesota

Your personal information is safe with us
3.5 40 reviews

14750 Victor Hugo Blvd, Hugo, MN 55038, USA
+1 (651) 770-7000
www.idealcu.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-07-01

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

MN

REDACTED FOR PRIVACY

United States

Company Name

REDACTED FOR PRIVACY

Ideal Credit Union

Contact Data

dataprivacyprotected@1und1.de

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Testimonials

What people think about Ideal Credit Union?

Below you find some of the reviews of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Hugo, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Hugo, Minnesota is are simple to access. The interest rate is individual for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Ideal Credit Union that offers payday loans in Hugo, Minnesota

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the loan immediately.

Let's see

Other Payday Lenders in Hugo, Minnesota

Edward Jones - Financial Advisor: Joshua P Miller

122 Main St W, New Prague, MN 56071, USA

+1 (952) 758-6235

www.edwardjones.com

State Bank of Danvers

1 Bank Plz, Danvers, MN 56231, USA

+1 (320) 567-2111

www.sbdanvers.com

Advanced Disposal - Rochester

4245 US 14 East, Rochester, MN 55903, USA

+1 (855) 207-5814

www.advanceddisposal.com

Partner Vest Financial Group LLC

569 6th St, Hancock, MN 56244, USA

+1 (320) 392-5166

U.S. Bank Branch

130 W Superior St, Duluth, MN 55802, USA

+1 (218) 723-2800

locations.usbank.com

S.A.M. Check Cashing Machine

495 W North St, Owatonna, MN 55060, USA

+1 (507) 451-7220

www.samcodirect.com

First National Bank

208 N Broadway Ave, Spring Valley, MN 55975, USA

+1 (507) 346-7378

www.firstnationalbanks.bank

Walmart Money Center

2103 N State St, Waseca, MN 56093, USA

www.walmart.com

Zachary Kreklau - Ameriprise Financial Services, LLC

104 Jefferson St S, Wadena, MN 56482, USA

+1 (218) 631-4096

www.ameripriseadvisors.com