Citizens Alliance Bank Payday Loans Review - Howard Lake, Minnesota

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3.4 5 reviews

Organization owner?

900 6th St, Howard Lake, MN 55349, USA

+1 (320) 543-2151

www.citizensalliancebank.com

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–3PM

Tuesday

8:30AM–3PM

Wednesday

8:30AM–3PM

Domain Info

What people think about Citizens Alliance Bank?

Below you find some of the reviews of our clients.

Note

Important

The previous three items describe a definite company. But below you can read general details about payday loans.

Payday Loans in Howard Lake, Minnesota

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Howard Lake, Minnesota. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Citizens Alliance Bank that offers payday loans in Howard Lake, Minnesota

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the real cost of the cash advance loan immediately.

Let's see