Grand Rapids State Bank Payday Loans Review - Grand Rapids, Minnesota

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3.2 9 reviews

523 NW 1st Ave, Grand Rapids, MN 55744, USA
+1 (218) 326-9414
www.grsb.bank
Saturday
10AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Testimonials

What people think about Grand Rapids State Bank?

Below you find some of the reviews of our clients.
Note

Important

The above-given information provides the details about a definite lender. The information below is about general information about payday loans.

Payday Loans in Grand Rapids, Ohio

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Grand Rapids, Ohio. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few things.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Grand Rapids State Bank that offers payday loans in Grand Rapids, Ohio

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Grand Rapids, oh approve people with bad credit. You can request a bad credit payday loan online 24/7 and if accepted could have the funds in your account within a few hours.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 20 seconds to become informative even before applying.

Let's see

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