Affinity Plus Federal Credit Union Payday Loans Review - Grand Rapids, Minnesota

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3.9 10 reviews

2120 SE 2nd Ave, Grand Rapids, MN 55744, USA
+1 (800) 322-7228
www.affinityplus.org
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

Feedback about Affinity Plus Federal Credit Union?

Here you read the feedback of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Grand Rapids, Ohio

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Grand Rapids, Ohio is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Affinity Plus Federal Credit Union help issue a payday loan in Grand Rapids, Ohio?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Grand Rapids, Ohio. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

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Other Payday Lenders in Grand Rapids, Minnesota

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CarHop Auto Sales & Finance

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Members Cooperative Credit Union

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Vantage Financial

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+1 (952) 353-9900

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Wells Fargo Drive-Up Bank

43 3rd Ave SW, Forest Lake, MN 55025, USA

+1 (651) 205-5728

www.wellsfargo.com

First Community Bank - Lester Prairie

500 Central Ave, Lester Prairie, MN 55354, USA

+1 (320) 395-2515

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Bremer Bank

45 28th St SE, Rochester, MN 55904, USA

+1 (507) 529-1515

www.bremer.com

First Independent Bank

108 3rd St, Balaton, MN 56115, USA

+1 (507) 734-2100

www.fibmn.com