What people think about Commerce Bank?
Freaking out APR. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was awful too. The lady on the phone was very disrespectful. Not recommended. Better search for another lender.
Bailee Osinski
Seems a fraudulent website. They ask for too many personal information. I think it’s risky to submit such data [online|on the Internet. You’d better find another service.
Karolann McClure II
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Geneva, New York
A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in Geneva, New York. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.
25% small loan cap
Advantages of Commerce Bank that offers payday loans in Geneva, New York
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Payday loans for bad credit
Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can help borrowers who have low credit scores or have no credit history. But we remind you that as with any debt you should only think about applying for a cash advance if you are convinced that you can make payments on time.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Geneva, Minnesota
Citizens Independent Bank
3700 W Broadway Ave, Robbinsdale, MN 55422, USA
+1 (763) 588-2715
www.bankcib.com
Gate City Bank (in Hornbacher's)
950 40th Ave S, Moorhead, MN 56560, USA
+1 (701) 298-2870
www.gatecity.bank
Edward Jones - Financial Advisor: Tom Buskey
1301 N Broadway St, New Ulm, MN 56073, USA
+1 (507) 359-4383
www.edwardjones.com
Associated Healthcare Credit Union
360 Sherman St, St Paul, MN 55102, USA
+1 (651) 383-4000
www.ahcu.org
U.S. Bank-Cynthia Ann Theisen-Mortgage Loan Officer
300 Prairie Center Dr, Eden Prairie, MN 55344, USA
+1 (952) 942-2847
mortgage.usbank.com
First Security Bank
311 America St, Storden, MN 56174, USA
+1 (507) 445-3417
www.firstsecuritybanks.com
Mid Minnesota Federal Credit Union – Crosby
117 W Main St, Crosby, MN 56441, USA
+1 (218) 546-5428
www.mmfcu.org