MidWestOne Bank Payday Loans Review - Forest Lake, Minnesota

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3.2 6 reviews

1650 Lake St S, Forest Lake, MN 55025, USA
+1 (651) 464-2880
www.midwestone.bank
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Testimonials

What people think about MidWestOne Bank?

Below you find some of the opinions of our clients.
Note

Pay Attention

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Forest Lake, Minnesota

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Forest Lake, Minnesota. The entire process is easy. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of MidWestOne Bank that offers payday loans in Forest Lake, Minnesota

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can save people who have bad credit scores or have no credit score. But we remind you that as with any debt you should only think about applying for a payday loan if you are certain that you can afford payments without delays.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Forest Lake, Minnesota

First State Bank of Rosemount

3025 145th St W, Rosemount, MN 55068, USA

+1 (651) 423-1121

www.fsbrosemount.com

U.S. Bank Branch

7200 80th St S, Cottage Grove, MN 55016, USA

+1 (651) 768-3200

locations.usbank.com

TCF Bank

200 25th Ave S, St Cloud, MN 56301, USA

+1 (800) 823-2265

www.tcfbank.com

National Bank of Commerce

4105 Richard Ave, Hermantown, MN 55811, USA

+1 (218) 727-7555

www.nbcbanking.com

Lake Area Bank

808 W Broadway Ave, Forest Lake, MN 55025, USA

+1 (651) 464-9001

www.lakeareabank.com

First State Bank Southwest

1433 Oxford St, Worthington, MN 56187, USA

+1 (507) 376-9747

www.firststatebanksw.com

Affinity Plus Federal Credit Union

1642 Diffley Rd, Eagan, MN 55122, USA

+1 (800) 322-7228

First National Bank

2457 Broadway Ave, Slayton, MN 56172, USA

+1 (507) 836-8587

www.firstnationalbanks.bank

Bremer Bank ATM

7558 Design Rd, Baxter, MN 56425, USA

+1 (800) 908-2265

www.bremer.com