Lake Area Bank Payday Loans Review - Forest Lake, Minnesota

Your personal information is safe with us
3.3 14 reviews

808 W Broadway Ave, Forest Lake, MN 55025, USA
+1 (651) 464-9001
www.lakeareabank.com
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Testimonials

What people think about Lake Area Bank?

Below you see some of the opinions of our clients.
Note

Important

The above-given information provides the details about a definite lender. The information below is about general information about payday loans.

Payday Loans in Forest Lake, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may become an easy and fast solution to a short-term problem in Forest Lake, Minnesota. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Lake Area Bank that offers payday loans in Forest Lake, Minnesota

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save people who have poor credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a payday loan if you are assured that you can make payments on time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Forest Lake, Minnesota

Edward Jones - Financial Advisor: Daniel M Chrzanowski

1432 Lake St S, Forest Lake, MN 55025, USA

+1 (651) 464-4277

www.edwardjones.com

Cars-N-Credit

7110 Martina Rd, Minnesota City, MN 55959, USA

+1 (507) 452-7172

www.cars-n-credit.com

First Farmers & Merchants Bank

19 E Main St, Racine, MN 55967, USA

+1 (507) 378-5121

www.ffmbank.com

Genisys Credit Union

3300 Central Park Commons Dr, Eagan, MN 55121, USA

+1 (651) 994-4898

www.genisyscu.org

Edward Jones - Financial Advisor: Cate Grinney, CFP®|ChFC®

404 Heritage Pl, Faribault, MN 55021, USA

+1 (507) 334-1666

www.edwardjones.com

Affinity Plus Federal Credit Union

1990 2nd Ave SE, Cambridge, MN 55008, USA

+1 (800) 322-7228

www.affinityplus.org

Border Bank

1414 US-71, International Falls, MN 56649, USA

+1 (218) 283-5556

www.border.bank

Preferred Credit Inc

628 Roosevelt Rd, St Cloud, MN 56301, USA

+1 (800) 972-0825

www.preferredcredit.com

Twm Financial Services

230 1st St S Suite 103, Virginia, MN 55792, USA

+1 (218) 749-1500

www.3twm.com