Bank of the West Payday Loans Review - Fergus Falls, Minnesota

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120 N Mill St, Fergus Falls, MN 56537, USA
+1 (218) 739-0200
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Testimonials

What people think about Bank of the West?

Below you see some of the reviews of our clients.
Note

Important

The previous three items describe a precise lending service. But below you can find general information about payday loans.

Payday Loans in Fergus Falls, Minnesota

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Fergus Falls, Minnesota is are simple to get. The interest rate is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Bank of the West that offers payday loans in Fergus Falls, Minnesota

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have low credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a cash advance if you are convinced that you can afford payments without delays.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

Let's see

Other Payday Lenders in Fergus Falls, Minnesota

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Altra Federal Credit Union

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Advance Opportunities

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+1 (507) 537-7018

advanceopp.org

Bank of the West

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First National Bank Bemidji

607 Washington Ave S, Bemidji, MN 56601, USA

+1 (218) 333-4396

www.fnbbemidji.com

CorTrust Bank

308 Main St S, Hutchinson, MN 55350, USA

+1 (320) 587-8800

www.cortrustbank.com

U.S. Bank ATM - Saint Anthony - Apache

3928 Silver Lake Rd NE, St Anthony, MN 55421, USA

+1 (800) 872-2657

usbank.com

Minnesota First

1932 Viking Dr NW #2460, Rochester, MN 55901, USA

+1 (507) 289-0411

secure.mnfirst.com

Ideal Credit Union

14750 Victor Hugo Blvd, Hugo, MN 55038, USA

+1 (651) 770-7000

www.idealcu.com