What people think about Affinity Plus Federal Credit Union?
Very kind staff, and none of those hidden fees you can get from the big banks.
Robert Armstrong
Employees are friendly, easy to talk too, very willing to help.
Whitney Kerluke
I really have had an incredibly satisfactory relationship with this company...
Harmon Rogahn
They do great work for their community!
Dr. Nelda Wehner I
I understand why and that's not why I gave the negative review.
Madisyn Schulist MD
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Now you can read general features of payday loans.
Payday Loans in Fergus Falls, Minnesota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to get in Fergus Falls, Minnesota. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.
200%*
$350
Not Specified
30 days
Advantages of Affinity Plus Federal Credit Union that offers payday loans in Fergus Falls, Minnesota
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.
Other Payday Lenders in Fergus Falls, Minnesota
U.S. Bank Branch
2665 Commerce Dr NW, Rochester, MN 55901, USA
+1 (507) 536-6480
locations.usbank.com
Bridgewater Bank
7831 E Bush Lake Rd Suite #300, Minneapolis, MN 55439, USA
+1 (952) 737-4774
bridgewaterbankmn.com
Edward Jones - Financial Advisor: Dan Buehler, AAMS®
907 Whitewater Ave, St Charles, MN 55972, USA
+1 (507) 932-9983
www.edwardjones.com
