Ely Area Credit Union Payday Loans Review - Ely, Minnesota

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5 2 reviews

Organization owner?

2 E Chapman St, Ely, MN 55731, USA

+1 (218) 365-3131

www.elyareacu.org

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Domain Info

What people think about Ely Area Credit Union?

Below you get acquainted with some of the reviews of our clients.

Note

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Now you can read general features of payday loans.

Payday Loans in Ely, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is trouble-free and speedy to get accepted for payday loans in Ely, Iowa. The APR will be set specifically for each person and will depend on the personal details the person entered.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Ely Area Credit Union that offers payday loans in Ely, Iowa

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments in a timely manner.

To get approved for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

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