First Community Credit Union Payday Loans Review - East Grand Forks, Minnesota

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5 reviews

Organization owner?

428 Bygland Rd SE, East Grand Forks, MN 56721, USA

+1 (218) 399-0324

www.myfccu.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Feedback about First Community Credit Union?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in East Grand Forks, Minnesota

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in East Grand Forks, Minnesota is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Community Credit Union help take out a loan in East Grand Forks, Minnesota?

Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial solvency to approve the application. Payday loans in East Grand Forks, Minnesota may help improve your credit history.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see