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What people think about Ultima Bank Minnesota?
Crazy APR. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very rude. Not recommended. Better search for another loan provider.
Yvonne Weimann
Stay away! It’s a fake! They call me every day from multiple phone numbers. Tired of blocking these numbers. Never give them your personal details!!
Hosea Kutch IV
I got a loan from Ultima Bank Minnesota twice. Closed all my loans on time. Last morning wanted to borrow more, but they approved me for only $200 ???
Mr. Abel Lehner DDS
I tried to borrow cash from Ultima Bank Minnesota. They declined me. Why then say they accept everyone even those with poor credit?? Unrecommended. Some time later, got many texts with an offer to apply for a cash advance loan. I do not recommend this company.
Prof. Marjorie Kub V
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in East Grand Forks, Minnesota
A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is effortless and fast to get approved for payday loans in East Grand Forks, Minnesota. The APR will be set individually for each consumer and will depend on the personal details the borrower entered.
200%*
$350
Not Specified
30 days
Advantages of Ultima Bank Minnesota that offers payday loans in East Grand Forks, Minnesota
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of clients with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.
Other Payday Lenders in East Grand Forks, Minnesota
First State Bank of Wabasha
350 E Belvidere Ave, Kellogg, MN 55945, USA
+1 (507) 767-4951
www.fsbwabasha.com
ACE Cash Express
27 E Franklin Ave, Minneapolis, MN 55404, USA
+1 (612) 871-4795
www.acecashexpress.com
Midland Credit Management Inc
16 McLeland Rd, St Cloud, MN 56303, USA
+1 (947) 333-9315
creditmanagementonline.com
