Northwoods Credit Union - Stanley Payday Loans Review - Cloquet, Minnesota

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3.9 27 reviews

Organization owner?

902 Stanley Ave, Cloquet, MN 55720, USA

+1 (218) 879-4181

www.northwoodscu.org

Friday

7AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

7AM–5:30PM

Tuesday

7AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

7AM–5:30PM

Domain Info

What people think about Northwoods Credit Union - Stanley?

Below you see some of the testimonials of our customers.

Note

Important

Above there is information about a precise company. Below you can review common aspects of payday loans.

Payday Loans in Cloquet, Minnesota

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your temporary financial problems in Cloquet , Minnesota because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Northwoods Credit Union - Stanley that offers payday loans in Cloquet, Minnesota

24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a cash advance if you are sure that you can afford payments on time.

To get approved for a loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

Let's see