First Alliance Credit Union Payday Loans Review - Byron, Minnesota

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4.6 15 reviews

1011 Tompkins Dr NE, Byron, MN 55920, USA
+1 (507) 288-0330
www.firstalliancecu.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1997-01-23

Mailing Address

Minnesota

United States

Company Name

First Alliance Credit Union

First Alliance Credit Union

Testimonials

What people think about First Alliance Credit Union?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

The previous three items describe a precise lender. But below you can find general data about payday loans.

Payday Loans in Byron, New York

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Byron, New York is are easy to get. The interest rate is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of First Alliance Credit Union that offers payday loans in Byron, New York

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your loan.

Let's see

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Bremer Bank

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Ashland Credit Union

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+1 (651) 256-0820

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Farmers & Merchants State Bank

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Jeremiah Sedler - Thrivent Financial

145 2nd Ave SW, Cambridge, MN 55008, USA

+1 (763) 237-3800

connect.thrivent.com