Affinity Plus Federal Credit Union Payday Loans Review - Bemidji, Minnesota

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1500 Birchmont Dr NE #45, Bemidji, MN 56601, USA
+1 (800) 322-7228
www.affinityplus.org
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
Closed
Saturday
Closed
Sunday
Closed
Testimonials

What people think about Affinity Plus Federal Credit Union?

Below you see some of the opinions of our customers.
Note

Pay Attention

The previous three items describe a peculiar lending service. But below you can find general information about payday loans.

Payday Loans in Bemidji, Minnesota

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Bemidji, Minnesota. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Bemidji, Minnesota

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Bemidji, mn accept people with bad credit. You can apply for a bad credit payday loan online around the clock and if successful could have the funds in your account within the hour.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Bemidji, Minnesota

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Alex Pawn Shop

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Bank of the West

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HomeTown Bank

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Edward Jones - Financial Advisor: Kaye Anderson

395 S Main St, Zumbrota, MN 55992, USA

+1 (507) 732-4212

www.edwardjones.com

Merchants Bank

8479 E Point Douglas Rd S, Cottage Grove, MN 55016, USA

+1 (651) 459-2100

www.merchantsbank.com

Citizens State Bank of Hayfield Dodge Center

42 W Main St, Dodge Center, MN 55927, USA

+1 (507) 374-6090

www.csbankmn.com

Creditor Advocates Inc

4719 Park Nicollet Ave SE #115, Prior Lake, MN 55372, USA

+1 (866) 357-7522

www.creditoradvocates.com