Affinity Plus Federal Credit Union Payday Loans Review - Bemidji, Minnesota

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3.8 30 reviews

2800 Hannah Ave NW, Bemidji, MN 56601, USA
+1 (800) 322-7228
www.affinityplus.org
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Testimonials

Feedback about Affinity Plus Federal Credit Union?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Above-defined info provides the details about a certain lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Bemidji, Minnesota

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Bemidji, Minnesota are taken out easily. The interest rate is dependent on the borrower's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Affinity Plus Federal Credit Union help issue a payday loan in Bemidji, Minnesota?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Bemidji, Minnesota may help level up your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

Let's see

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