Gate City Bank Payday Loans Review - Alexandria, Minnesota

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4.8 10 reviews

1630 Broadway St, Alexandria, MN 56308, USA
+1 (320) 762-3100
www.gatecity.bank
Sunday
Closed
Monday
7:30AM–6PM
Tuesday
7:30AM–6PM
Wednesday
7:30AM–6PM
Thursday
7:30AM–6PM
Friday
7:30AM–6PM
Saturday
9AM–1PM
Testimonials

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Note

Pay Attention

Above-specified info offers the details about a exact lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Alexandria, Pennsylvania

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Alexandria, Pennsylvania is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

6% APR small loan cap

How will Gate City Bank help take out a payday loan in Alexandria, Pennsylvania?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Alexandria, pa will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

Other Payday Lenders in Alexandria, Minnesota

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Northeast Bank

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Edward Jones - Financial Advisor: Jon Simmons

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Edward Jones - Financial Advisor

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Bank of America Center

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Edward Jones - Financial Advisor: Shane Talley

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+1 (218) 285-7153

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Affinity Plus Federal Credit Union

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+1 (800) 322-7228

www.affinityplus.org

Principal Financial Group

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Bank of the West

123 N Jefferson St, Minneota, MN 56264, USA

+1 (507) 872-6155

www.bankofthewest.com