United Employees Credit Union Payday Loans Review - Albert Lea, Minnesota

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4.2 6 reviews

430 Bridge Ave, Albert Lea, MN 56007, USA
+1 (507) 377-1616
www.unitedecu.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2004-06-25

Mailing Address

255 Fiserv Drive

Brookfield

WI

53045

United States

Company Name

Domain Manager

Fiserv

Contact Data

domainmanager@fiserv.com

+1.2628795974

+1.5551231234

Testimonials

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Here you see the reviews of our customers.
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Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Albert Lea, Minnesota

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Albert Lea, Minnesota is issued easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will United Employees Credit Union help take out a loan in Albert Lea, Minnesota?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Albert Lea, Minnesota. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

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