Accentra Credit Union Payday Loans Review - Albert Lea, Minnesota

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4.6 9 reviews

1619 Blake Ave, Albert Lea, MN 56007, USA
+1 (507) 373-6500
www.accentracu.org
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

Feedback about Accentra Credit Union?

Here you see the feedback of our customers.
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Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users get acquainted common information about payday loans.

Payday Loans in Albert Lea, Minnesota

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to issue loans in Albert Lea, Minnesota. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Accentra Credit Union help issue a payday loan in Albert Lea, Minnesota?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Albert Lea, mn will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Albert Lea, Minnesota

Midwest Credit Express

14873 113th St, Little Falls, MN 56345, USA

+1 (320) 631-3171

www.midwestcreditexpress.com

Associated Bank

101 1st Ave SW, Rochester, MN 55902, USA

+1 (507) 285-2630

www.associatedbank.com

AgCountry Farm Credit Services

161 Redwood 101, Redwood Falls, MN 56283, USA

+1 (507) 637-8721

www.agcountry.com

Minnwest Bank

14820 MN-7, Minnetonka, MN 55345, USA

+1 (952) 230-9800

www.minnwestbank.com

Wells Fargo Bank

501 Main St S, Austin, MN 55912, USA

+1 (507) 433-1891

www.wellsfargo.com

U.S. Bank ATM - Pine River

212 Front St, Pine River, MN 56474, USA

+1 (800) 872-2657

usbank.com

Cambridge State Bank

127 Main St S, Cambridge, MN 55008, USA

+1 (763) 689-2500

www.cambridgestatebank.com

Edward Jones - Financial Advisor: Steve Schwarzbauer

211 1st Ave E, Cambridge, MN 55008, USA

+1 (763) 552-1100

www.edwardjones.com

St Clair State Bank

100 Main St W, St Clair, MN 56080, USA

+1 (507) 245-3636

www.stclairstatebank.com