Genisys Credit Union Payday Loans Review - Ypsilanti, Michigan

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4.1 29 reviews

2820 Tyler Rd, Ypsilanti, MI 48198, USA
+1 (734) 485-8000
www.genisyscu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Testimonials

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Pay Attention

Above-shown info offers the details about a exact lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Ypsilanti, Michigan

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Hassle-free financial products are known as payday loans in Ypsilanti, mi. They are issued at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Genisys Credit Union help issue a loan in Ypsilanti, Michigan?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Ypsilanti, Michigan. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

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Automotive Credit Corporation

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Independent Bank

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ELGA Credit Union Lapeer

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Edward Jones - Financial Advisor: Eva L Trudell

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+1 (616) 884-0373

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MSU Federal Credit Union

1833 Coolidge Hwy, Berkley, MI 48072, USA

+1 (800) 678-4968

msufcu.org

Huntington Bank ATM

1167 E Clinton Trail, Charlotte, MI 48813, USA

+1 (517) 541-9640

www.huntington.com

State Savings Bank Loan Center

6868 W Houghton Lake Dr, Houghton Lake, MI 48629, USA

+1 (517) 881-7701

www.ssbankmi.com