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What people think about Independent Bank?
I look forward to many yrs of banking.
Noemi Lemke
They refused to let me take out $5,000 of my money in my savings account.....
Chadd Fay DVM
The Assistant Manager was very unprofessional.
Cordia Upton
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Now you can see general characteristics of payday loans.
Payday Loans in Utica, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to access in Utica, New York. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of Independent Bank that offers payday loans in Utica, New York
- 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Payday loans for bad credit
Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can save people who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are certain that you can afford payments as agreed in the contract.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Utica, Michigan
Mercantile Bank of Michigan
114 W Pine St, Cadillac, MI 49601, USA
+1 (231) 775-9000
www.mercbank.com
CP Federal Credit Union ATM
2111 Emmons Rd, Jackson, MI 49201, USA
+1 (517) 787-3562
www.cpfederal.com
A Check Cashing Store & More
405 N Clippert St, Lansing, MI 48912, USA
+1 (517) 337-6060
acheckcashingstore.com
Consumers Credit Union - ATM
6929 W Q Ave, Kalamazoo, MI 49009, USA
+1 (800) 991-2221
www.consumerscu.org
Dart Bank Home Loan Center
214 S Broadway St Suite 200, Lake Orion, MI 48362, USA
+1 (248) 287-8030
www.dart.bank
First National Bank & Trust
233 S Stephenson Ave, Iron Mountain, MI 49801, USA
+1 (906) 774-2200
www.fnbimk.com
AAC Credit Union
17228 Van Wagoner Rd, Spring Lake, MI 49456, USA
+1 (616) 842-3147
www.aaccreditunion.net