Advance America Payday Loans Review - Utica, Michigan

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4.6 21 reviews
Loan agency in Macomb County, Michigan

47171 Van Dyke Ave, Shelby Township, MI 48317, USA
10 years in business
+1 (586) 739-1204
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

Feedback about Advance America?

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Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people grapple with shared information about payday loans.

Payday Loans in Utica, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Utica, New York is taken out simply and quickly. The interest rate is set respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Advance America help take out a payday loan in Utica, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Utica, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

Let's see

Other Payday Lenders in Utica, Michigan

Commercial Bank

304 E Broadway St Suite 204, Mt Pleasant, MI 48858, USA

+1 (989) 775-0355

www.commercial-bank.com

Advance America

47171 Van Dyke Ave, Shelby Township, MI 48317, USA

+1 (586) 739-1204

www.advanceamerica.net

Lake Michigan Credit Union

34391 W 12 Mile Rd, Farmington Hills, MI 48331, USA

+1 (248) 848-7120

www.lmcu.org

Advance America

25015 Van Dyke Ave, Center Line, MI 48015, USA

+1 (586) 497-3562

www.advanceamerica.net

Rachael Lynn Eckert - Ameriprise Financial Services, LLC

W106 North Dr, Stephenson, MI 49887, USA

+1 (906) 753-2400

www.ameripriseadvisors.com

Michael L Cash & Associates International

18187 Avilla Blvd, Lathrup Village, MI 48076, USA

+1 (313) 808-5940

The State Bank

200 W State St, Montrose, MI 48457, USA

+1 (810) 639-6101

www.thestatebank.com

Northland Area Federal Credit Union

2285 W Houghton Lake Dr, Houghton Lake, MI 48629, USA

+1 (989) 739-1401

www.northlandcu.com

First Bank Upper Michigan

500 S Stephenson Ave, Iron Mountain, MI 49801, USA

+1 (906) 774-7900

www.first-bank.com