Lakes Community Credit Union, a part of Birmingham Bloomfield Credit Union Payday Loans Review - Utica, Michigan

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4.2 5 reviews

13643 23 Mile Rd, Shelby Township, MI 48315, USA
+1 (586) 532-1880
www.lakescommunitycu.org
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Testimonials

Feedback about Lakes Community Credit Union, a part of Birmingham Bloomfield Credit Union?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Utica, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Utica, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

25% small loan cap

How will Lakes Community Credit Union, a part of Birmingham Bloomfield Credit Union help take out a loan in Utica, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Utica, New York. They estmate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

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