Credit Union ONE Payday Loans Review - Traverse City, Michigan

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3.7 7 reviews

1407 S Division St, Traverse City, MI 49684, USA
+1 (800) 451-4292
www.cuone.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12:30PM
Sunday
Closed
Testimonials

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Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Traverse City, Michigan

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Traverse City, Michigan are taken out problem-free. The interest percentage is conditional on the customer's personal data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Credit Union ONE help issue a loan in Traverse City, Michigan?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial solvency to approve the request. Payday loans in Traverse City, Michigan may help enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in Traverse City, Michigan

First Community Bank

102 E Front St, Traverse City, MI 49684, USA

+1 (231) 946-2400

www.firstcb.com

Advance America

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+1 (989) 269-5080

www.advanceamerica.net

Union Bank

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+1 (616) 682-0900

www.ubmich.com

Cornerstone Community Financial Credit Union

30606 Woodward Ave, Royal Oak, MI 48073, USA

+1 (248) 549-3200

www.ccfinancial.com

Edward Jones - Financial Advisor: Suzi Henningson, AAMS®

12800 Escanaba Dr Ste B, Dewitt, MI 48820, USA

+1 (517) 668-6323

www.edwardjones.com

Michigan First Credit Union (Inside Kroger)

1905 N Canton Center Rd, Canton, MI 48187, USA

+1 (800) 664-3828

michiganfirst.com

Flagstar Bank

3233 Fairlane Dr, Allen Park, MI 48101, USA

+1 (313) 271-6653

www.flagstar.com

PNC Bank

11050 Highland Rd, Hartland, MI 48353, USA

+1 (810) 632-7411

apps.pnc.com

4Front Credit Union

8807 34 Rd, Cadillac, MI 49601, USA

+1 (800) 765-0110

www.4frontcu.com