Citizens Bank Payday Loans Review - Sterling Heights, Michigan

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2.8 6 reviews

Organization owner?

2225 18 Mile Rd, Sterling Heights, MI 48314, USA

+1 (586) 739-2200

locations.citizensbank.com

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

9AM–12PM

Domain Info

Feedback about Citizens Bank?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Sterling Heights, Michigan

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Problem-free financial products are considered as payday loans in Sterling Heights, mi. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Citizens Bank help take out a loan in Sterling Heights, Michigan?

24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Sterling Heights, Michigan. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

Let's see