Michigan First Credit Union Payday Loans Review - Sterling Heights, Michigan

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3.3 3 reviews

2051 18 Mile Rd, Sterling Heights, MI 48314, USA
+1 (800) 664-3828
michiganfirst.com
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
8AM–5PM

Domain Info

Created Date

2000-03-06

Mailing Address

27000 EVERGREEN RD

LATHRUP VILLAGE

MI

48076-3231

United States

Company Name

Michigan First Credit Union

Michigan First Credit Union

Contact Data

mail-marketing@michiganfirst.com

+1.8006643828

Testimonials

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Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Sterling Heights, Michigan

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Hassle-free financial products are known as payday loans in Sterling Heights, mi. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Michigan First Credit Union help take out a payday loan in Sterling Heights, Michigan?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Sterling Heights, Michigan. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the result.

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